EVERY LOAN IS A LOW RATE BECAUSE IT IS A WHOLESALE RATE, DIRECTLY FROM THE WHOLESALE LENDERS RATE SHEET.

Discount Mortgages for North Idaho at Wholesale Rates. Home Loans for all Idaho homeowners. We come to your home in Coeur dAlene, Hayden Lake, Post Falls to Sandpoint.  

CONSUMERS BENEFIT BY

• Wholesale Direct Rates - You choose the rate off the wholesale rate sheet.
• Written Guarantee of Fees - If actual costs are higher we pay them.
• Transparent Transaction - You know exactly how much you paid to get the loan.

LOW WHOLESALE MORTGAGE RATES....GUARANTEED!

THE BEST HOME LOAN RATES ARE WHOLESALE RATES!

WHOLESALE MORTGAGE RATES DIRECT TO THE PUBLIC.

WRITTEN GUARANTEE OF FEES and a TOTALLY TRANSPARENT TRANSACTION.

REFINANCE or PURCHASE - THE LOWEST RATE IS A WHOLESALE RATE. You can pay Retail or Wholesale it's up to you! At LAKE CITY MORTGAGE you choose your rate directly from the wholesale lenders rate sheet. North Idaho Mortgage holders are getting low wholesale rates guaranteed in writing. Coeur d' Alene, Hayden Lake, Post Falls and all over North Idaho homeowners are saving by asking about our Wholesale Pricing.

DID YOU KNOW Banks raise the rates they offer so they can earn more income. Lake City Mortgage gives you the ability to BEAT THE BANK.   Our No Rate mark up pricing allows you to obtain the best available rate on any given day. How can we do this? Its simple, we are not greedy. We limit our income to 1% rather than 3-4% that all Banks earn.  

DO YOU VALUE HONESTY AND TRANSPARENCY? What if there was a better way to do business? At Lake City Mortgage we put the clients interest above our own. "Honesty" in that we dont give an Estimate of costs we give a written guarantee. "Transparency" in that we deliver a mortgage product with full disclosure of income earned. "True Value" to the borrower in that we deliver wholesale rates on every loan we close. 

A new kind of lender is emerging! A Lender who considers the clients interest above their own.....LAKE CITY MORTGAGE.